A democracy in its full sense gives every person in it the right to basic needs and access to institutional and economic reforms. Honorable Prime Minister Shri Narendra Modi into his first Independence Day speech of the newly elected government in May 2014 announced what created a buzz among all the people of democratic India.

11, Sunbean Building, Henry Road, Colaba, Mumbai – 400005, Date: 21.07.2016 To, The Manager, The State Bank of India, Securities Services Branch, Samachar Marg, Fort, Mumbai-400001 SUBJECT:- SANCTIONING OF STUDENT LOAN FOR STUDYING ABROAD Sir, With due respect, I would like to bring this to your attention that I have been offered a call letter

Write a letter to the bank manager for a loan for higher studies. 17/671 XYZ Calony Patna 20 May’14 The Branch Manager (SBI) 5th Floor, South Gandhi Maidan, Patna – 800001 Request: Request for sanction of loan for prosecuting higher studies of my son. Sir This is for your kind information I have to state

Introduction: “Power tends to corrupt, and absolute power corrupts absolutely.” It is not easy to define corruption. But in a narrow sense, corruption is mostly concerned with “bribery” and it takes several forms. Corruption is a global phenomenon and it is omnipresent. Corruption has progressively increased and is now rampant in our society.National scenario. Corruption